1.1.  The folllowing describes the general terms and conditions (the ‘Terms and Conditions’ or ‘T&C) upon which Raon (SG) PTE. LTD (the ‘Company’ or ‘We/we’) offers access to our website found at forexwick.com (the ‘Website’).

1.2.  This Website is operated by Raon (SG) PTE. LTD. We are a private limited company registered in Singapore under registration number 201511620H and have our registered office at 10 Anson Road #34-10 International Plaza Singapore 079903.


2.1.  We reserve the right, at our sole discretion, to modify these Terms of Use at any time and any such modification will be effective immediately upon posting the modification.

2.2.  You should check these Terms of Use periodically for modifications.

2.3.  If you use the Website after the posting of modifications, then you will be bound by such modifications.


3.1.  At our sole discretion, we may update and change our Website from time to time without advance notice or reason to reflect for example changes to our products, our users’ needs and our business priorities.

3.2.  We will use commercially reasonable endeavour to give reasonable notice of any material corrections or material changes to any Website content.

3.3.  You expressly acknowledge and agree that we do not guarantee that our Website, or any data, material, content and/or information on it, will always be available or be uninterrupted and that we shall not be liable for any such feature not being accessible or for any unavailability of its Website and its services.

3.4.  You further expressly acknowledge and agree that we may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons in which case we will use commercially reasonable endeavours to give you reasonable notice of any such suspension or withdrawal.


4.1.  We hereby grant you a limited, non-exclusive, non-transferable license to view, bookmark, download, and print the pages within the Website, and the Content incorporated on those pages, solely for the purpose of your personal, non-commercial use and display.

4.2.  You are solely responsible for obtaining, paying for, repairing, and maintaining all of the equipment, telephone lines and other material that you need to access the Website and the pages within the Website may be used solely for personal, informational, and non-commercial purposes.

4.3.  You may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any pages, Content, data, information, software, products, or services obtained from the Website, unless you have obtained the prior written permission of the Company.

4.4.  We expressly reserve the right to monitor any and all use of the Website.

4.5.  The Website is not intended for use by persons under the age of 13.

4.6.  If you are between the ages of 13 and 18 (or between 13 and the age of legal majority in your place of residence), you may only use the Website under the supervision of a parent or legal guardian who agrees to be bound by these Terms of Use.

4.7.  By using the Website, you agree to be bound and otherwise comply with the aforementioned terms regarding your age.


5.1.  The Website is to be used for informational purposes only as we are not registered as a securities broker-dealer or an investment adviser.

5.2.  No information contained on the Website is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation, or sponsorship of any company, security, or fund.

5.3.  We cannot and do not assess, verify or guarantee the adequacy, accuracy, or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source.

5.4.  You are responsible for conducting your own investment research and decisions, and should seek the advice of a qualified securities professional before making any investment, and investigate and fully understand any and all risks before investing.

5.5.  The Company in no way warrants the solvency, financial condition, or investment advisability of any of the securities mentioned on the Website or any linked site.

5.6.  This information contained on the Website is not intended to be used as the basis of any investment decision, nor should it be construed as advice designed to meet the investment needs of any particular investor.


6.1.  In order to use the Website or certain parts of it, you may be required to register for a user account; in this case, you agree to provide truthful information when requested, and, if a minimum age is required for eligibility for a user account, you undertake that you are at least the required age.

6.2.  You agree that you are solely responsible for maintaining the confidentiality and security of your username and password, and you are responsible for all acts and/or omissions that occur under the authority of your username.

6.3.  You agree to immediately notify us of any unauthorized use of your user account, username, or password.

6.4.  By registering for a user account, you explicitly agree to these Terms of Use, including any amendments made by the Company that are published from time to time.

6.5.  We reserve the right to terminate, restrict, or suspend your username privileges at any time, without notice, for any reason whatsoever.

6.6.  You agree that we shall not be liable to you or any third party for any termination of your access to the Website.

6.7.  The Website contains review services, or other forums, in which you or third parties may post reviews of experiences using services and/or products or other content, messages, materials, videos, or other items on the Website (collectively “User Areas”).

6.8.  You are solely responsible for your use of such User Areas and use them at your own risk.


7.1.  Where our Website contains links to other sites and resources provided by third parties (including but not limited to our partners and/or financial service providers etc.), these linkes are provided for your information only.

7.2.  Please note that such links should not be interpreted as approval by the Company of those linked websites or information you may obtain from them.

7.3.  Please also note that we have no control over the contents of those sites or resources and our liability ends when you click on these third parties’ links.

7.4.  You expressly acknowledge and agree that any testimonials, opinions, advice, product or service offers, or other data, material, information and/or content made available on or through our Website by third parties (including but not limited to our partners and/or financial service providers etc.) (‘Third Party Content’) are solely those of their respective providers and not of the Company which does not guarantee the accuracy, completeness, reliability or usefulness of any such Third Party Content.

7.5.  You expressly acknowledge and agree that it is your responsibility to evaluate Third Party Content and the Company shall not be liable for any damage or loss caused by your reliance on or other use of Third Party Content.


8.1.  Our Website and all Information, software applications, documentation and other information, data and materials which we may supply or make available to you, either directly or through third-party service provider or licensor (collectively “Our Materials”) are and will remain our property or that of our third party service providers or licensors.

8.2.  All copyrights, trademarks, design rights and other intellectual property rights in Our Materials, including without limitation all updates, modifications, compilations and enhancements, and all derivative works based on any of Our Materials, are and will remain our property (or those of our third party service providers or licensors as applicable).

8.3.  We supply or make Our Materials available to you on the basis that (a) we can also supply and make them available to other persons and (b) we can cease or suspend providing any of them, but we will only do that if your Account has been closed or required by any of our third party service providers or licensors, by applicable law or as otherwise provided in this Terms of Use.

8.4.  You may access and use Our Materials only as expressly permitted for the operation of your Account in accordance with this Terms of Use.

8.5.  You must not supply all or part of Our Materials to anyone else and you must not copy or reproduce all or part of them without our prior written permission.

8.6.  You must not delete, obscure or tamper with copyright or other proprietary notices displayed on any of Our Materials.


9.1.  For applicable disclaimers, including limitations of liability, please see the Company’s General Disclosures.


10.1.  We are committed to protecting our users’ privacy.

10.2.  Please see our Privacy Policy for information relating to how we collect, use, and disclose your personal information.


11.1.  You agree that these Terms of Use and any dispute arising out of your use of the Website or products or services provided by the Website will be governed by and construed in accordance with the laws of Singapore, without regard to choice of law provisions.

11.2.  You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to the Website (including but not limited your registration for a user account and/or your use of the Website and the services it provides) shall be in the courts located in Singapore.


12.1.  In the event that any provision of these Terms of Use is or becomes invalid or unenforceable, that provision (to the extent invalid or unenforceable) will be interpreted to reflect the original intention of the Company in accordance with applicable law, and the remainder of these Terms of Use will continue in full force and effect.

12.2.  The Company’s failure to insist upon or enforce strict performance of any provision of these Terms of Use will not be considered to be a waiver of any provisions or right, and all such provisions and rights will remain in full force and effect.

12.3.  You agree that any claim or cause of action you may have with respect to the Website or its services must be filed within one (1) year after such claim or cause of action arose, otherwise such claim or cause of action will be forever barred, without regard to any contrary legislation.

12.4.  The Terms of Use, together with the Privacy Policy and General Disclosures, is the entire agreement between you and the Company relating to the subject matter herein. In your use of the Website, you hereby represent and warrant that you have not relied upon any other statements, promises, representations or warranties from the Company except those expressly set forth herein, together with the Privacy Policy and General Disclosures.


13.1.  For any inquires, please contact us at contact@forexwick.com.